My Rates

Best 5-Year Fixed Rate


Best 5-Year Variable Rate


Posted rates are *OAC and are constantly changing. Please contact me for real time updates.

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Refinancing and Debt Consolidation

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There’s good debt and bad debt.

Mortgages generally qualify as good debt: they are usually available at the lowest possible rates, they represent a good investment in a (generally) appreciating asset, and they make home ownership possible. Bad debt saddles you with high interest rates – often on depreciating assets. High credit card debt is one of the worst, and afflicts most Canadians at some point in their financial lives. But if you have equity in your home, then you have an opportunity to turn bad debt to good debt – by refinancing and rolling high-interest debt into your mortgage for big interest savings.

Rates are still near record lows. If you’d like to have a conversation about refinancing your debt,
contact me.

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